(CBBO) Columbia Bancorp Reviews

Good buy n/a

I reside in Winston, Oregon andHave been buying portions of this bankSince the cost dropped underneath $4. I am juvenile sufficient that I can pay for a little risk.I will not believe of a better opening right now to possibly twice my money. I glimpse many of blended feeling on this boardBut I will not help but believe at $2 this isA good buy.

Pretty soon I am buying.. n/a

because you allAre beginning to hurl in the towel..this supply has been not anything but fortuitous for me..GO CBBO!!!!!!!!!!!!!!!!!!!!

Terrible Housing Numbers n/a

Not awful report for this bank.CBBO is established in a very quick growing district, with value borrowers and allotments of second dwelling financing. They bundle and deal their mortgages to out-of-doors investors and the bankWill only extend to prosper. Also, theBank has aDiversified portfolio which willOnly endow the supply to contain its own or extend to appreciate.

new shareholder n/a

I'm a newShareholder, have beenFollowing your board forAwhile. I'veRead the SEC filingsAs best ICan, but banks are distinct and I'm not well known with them. So CBBOIs a conjecture for me. This bank appears to have an exceedingly powerful money place in relative to its long period debt. I am influenced that Christensen slash his wages, the board slash its charges, and that theyAre pledged to sustaining the bonus. The one centMay not appear like many, but certain capital have as an buying into criteria the fee of a bonus, period. So fee of a bonus of any dimensions is important. Having examined the financials (IDon't understand any thing about Texas or itsRatio) it is clear-cut that this bankEither proceeds down or endures founded on its building lend portfolio. Those of youWho reside in the district and can really glimpse what's going on should to understand more about that thanAnybody. It's attractive very simple to location an forsaken building location with hefty gear seated idle. Also, the community gathering that Christensen called--that's attractive exceptional, if you believe about, to proceed into the accept pit. I've not ever contacted him, but thisIs a friend who actually cares. I appear to be conversing myself into buyingSome more. Good luck to longs,And to briefs, too, for I believe more expected than not, you will be covering. the ember

One of my suggestive oracles n/a

I gaze in several locations for buying into inspiration. One of themHad this to state about CBBO: • Insights: GivenThe overhead profits and discount rate,CBBO should augment profits at a rateOf -2.5% every year for 10 yearsTo support its present supply cost of $10.37. YouCan adapt the profits development rate and discountRate to glimpse how they can spectacularly adjust CBBO's intrinsic worth per share. • Walk through:If we suppose primary profits of $14.5 million augment at a rateOf 13.00%, and we discountThose future profits at a rateOf 15.00%, we reach at a snare present worth for the company's next10 years of profits of $132 million. ToAccount for promise profits after the 10th year,We approximate a development rate of 6.00%,A discount rateOf 12.00%, and we reach at a extending worth of $215 million.To entire the assessment we add these 2 numbers simultaneously, subtract the long-term liability for CBBO ($10.4Million), and split up by the spectacular portions (10.0 million) toGet aPer share intrinsic worth of $33.48. • Considerations: GaugingThe future development and risk outlookOf a business for example CBBO, although, is more art thanScience. New goods, administration, or strategic main headings can fuel development far overhead historic norms. Likewise, unforeseenSetbacks can slash a company's future worth in half. HaveCBBO's profits slowed down or accelerated inThe past yearFrom its 5-year average?How very quick do analysts anticipate it to augment in the next yearOr two? How large are the dangers it faces? Be certain to ascertain CBBO's financials and latest report tales on the business. Also contrast it to other businesses in its industry.

Up, up & away? n/a

Someone should have discovered certain thing boosting in the profits issue this morning? IHave cut into through it andAm not certain what they find thatIs encouraging? Anybody number what this uptick isAll about?

Fishy--when questions are not n/a

able to be inquired and the response perceived we are leftWith a very dark box. Just response the inquiries candidly. I don'tPut my cash with these positions because I don't desire the response subsequent when it mayBe tooLate. I'm selling.

Oust Management n/a

I actually own portions of CBBO. This mail is for any person who furthermore owns portions of CBBO. PerhapsWe should address our own fiduciaryResponsiblity and ballot "withhold all nominees" whenThe next proxy arrive out. I recognize that administration does/can not exactly sway the cost of the portions of the company.They can, gaze into ways to boost shareholder value. Perhaps trading some assets. ConsideringA amalgamation with another bank.Implementing a supply purchase back program. RaisingThe dividend. Lets get a assembly of shareholders simultaneously, and drive a note to administration. If they desire their bonuses, they needTo make shareholders cash as well asThemselves. OtherwiseWe will find persons who can.

Umpqua~ ouch! n/a

I contain portions in Umpqua (UMPQ) andHave for numerous years. Today they broadcast a 14 cent slash in the dividend! Ouch!Could they be building up money on peak of their TARPFunding in alignment to come by some of theseBanks?

Desert Sun n/a

After the Sunday item in the Oregonian,I am shocked that this supply has any worth at all. LooksLike it'sTime for some changes-- butNot the ones they haveMade. When the supply lets slip to a grade well underneath snare asset worth, perhaps a new proprietor will clean house.