(ASRV) AmeriServ Financial Inc. Reviews

DEFINITION OF PAR VALUE n/a

To double-check an ample assess of smallest lawful capital, state regulations need companies to topic supply with PAR VALUE.State regulations need companies to (1) accredit a prescribed par worth to a supply (2) double-check the supply is not traded at discount toPar worth (3) to sustain a smallest allowance of lawful capital.(PAGE 693)(INTERMEDIATE ACCOUNTING -WILLIAMS STANGAHOLDER, 5TH EDITION 1995)

Proxy/book value/stock for assets n/a

Given the dejected cost relation to publication worth, can one envisage a buy purchase another bank whereinShareholders would move ownership of assetsIn come back for stock--purchaser getsAssets at sensible cost without the amalgamation and shareholders get supply in a genuine bank with value administration and dedicated workers who desire to work get value occupations without all the matters that proceed with amalgamation affiliation. Shareholders might furthermore bypass any levy associated to the transaction!The dejected supply cost relation to publication worth is one more piece that could be supplemented to the proxy.

never underestimate n/a

The present President/Chairman/CEO is the perfect individual to make theBank a achievement story. He wasThe only adept administration constituent of the vintage USBank. Expect ASRVTo elaborate through rises in amalgamation retirement benefit finance investments in foremost building projects. I don't anticipate the bonus to be eliminated.I do anticipate it to be decreased substantially. A continual streamOf dividends is significant, and is as careful as keeping money from dividends. The supply deals far underneath its publication worth of $6.

BV $5.78....$2.68 per sh. in cash. n/a

I will contain and extend to assemble my wealthy bonus until some ofThe bigger local banks one time afresh proceed on an expansionSpree and thisBank gets sold....Union orNo amalgamation, this bank is worth$10. in a purchase out.(IMHO)Gambler...

New Shareholder!!!! n/a

I just acquired UBAN...I believe it as very good worth trading at less than publication, with $2.61 inCash. WhatAm I missing? Does any person understand why this supply is so undervalued?Gambler...

investwch01 n/a

Your issue is well takenBut a stop and desist alignment is highly improbable for this bank.A C&D alignment is the most critical restriction for a bankShort of aRegulatory takeover. If the controller is sad with the bankThey may topic a contradictory written test report to getThe vigilance of administration and the board.An alternate might be the obligation that the bank go in into a prescribed regulatory affirmation to determination all anxieties conveyed by the controller.

wmfweb n/a

In one ofYour previous mails you cited you considered the supply would trade 12-14 probably this year. Obviously,That likely won't happen. IStill don't glimpse why this supply won't trade 2X publication inside a year presuming Dennison can extend to turn theShip. AnyThoughts on that. Is any person on this board inThe PA locality and is well known with the banksAnd their positions and value of people. IJust occurred to arrive over the supply someway and couldn't oppose at 1X publication. Thanks

I m probably wrong... n/a

Won't be longUntil profits arrive out. I'm certain I'm foolish, but with not anything but insider buysAs far backAs the eye can glimpse, these friends should understand certain thing or they're evenMore foolish than me. This business will rise. I'm lookingFor better profits, who understands perhaps a buyout too.'Course I'm likely wrong.

Buyout!!!! n/a

ASRV has large promise to be acquired out by a larger economic organisation, but I wouldLike to glimpse them get stonger onTheir own.

Tribune-Democrat Article n/a

http://www.tribune-democrat.com/site/new... pt_id=484742&rfi=6The overhead is attractive accurate. The best gathering that I have came to in over 17Years. This shareholder is mullingOver a couple of concepts to advance responsibility granted that the BoardHas stayed intact. I was astonished to discover that Hanselman keptThings from theBoard and that certain activities were allowed out-of-doors procedural guidelines. Board constituents should inquire themselves--what was it aboutTheir makeup that initiated Hanselman to accept as true he could getAway with whatHe did? Until this inquiry is responded and addressed, I'm aghast that I too should acquiesce with Mr. Grady(who increased some legitimate points)perThe overhead item regardless of the hard workAnd good aims of some directors.I wish there is a joyous finish to the last proceed of this play!